Life · Critical illness
Risk transfer
Transfer health and mortality risks to protect family security.
Insurance Solutions
Insurance Solutions
Insurance is not an isolated product. It is a long-term tool within a family asset structure. We discuss its role by function first.
Five insurance functions
Annuity · Participating savings
Cash flow stability
Build more stable and predictable long-term income and savings cash flow.
Life · Participating savings
Succession arrangement
Use policy structures to support specified and orderly intergenerational transfer.
Participating savings · ILAS
Tax and cross-border planning
Improve structural efficiency in cross-border and intergenerational arrangements.
Life · ILAS
Asset isolation
Use structured arrangements to set boundaries around core assets.